Bad credit payday loans direct lenders are quite rare here in the UK and it’s often difficult to find if you’re doing lots of payday loans bad credit lenders searches. More often than not you’ll end up on a broker website promising you a loan if you just complete a “simple” form. As you probably know by now these payday loans bad credit direct lender aren’t that easy to find. Thankfully we’ll made a little page that lists all the best places to try for you!
On this handy page we’re simply going to list bad credit payday loans lenders only and we’re NOT going to include broker sites as we don’t want to waste your time. So rest assured there are no brokers on this page. So without any further delay, let’s go over the payday loan lenders for bad credit so hopefully you’ll find everything you need for bad credit payday loans lenders right here.
The best bad credit payday loan lenders to try
Wage Day Advance – They don’t perform credit checks!Visit Wage Day Advance
Representative 2814.2% APR
Wage Day Advance is probably the most recommended lender to try first as one of the major selling points of this company is they don’t perform credit checks on their borrowers. This, among other things, makes a really good option if you have bad credit. Sure, they have their own internal scoring system but they don’t perform a traditional check on which your bad credit would probably show up. They have a simple payment of £14.75 for each £50 you borrow and they provide loans with their payday loan lenders bad credit system of £80 to £750. If you can wait a few days for your money then the transfer is free but if you want it that day they will deduct £15 for the privilege. Another point about this lender is they have a full section covering their fees so they are not trying to hide them away like some other lenders – just make sure you read it before borrowing.
Peachy – they take bad credit into account when you applyVisit Peachy
Representative 1058% APR
Peachy take bad credit into account once you apply to them so they are a good place to try for payday loan lenders only bad credit. Peachy charge about 1.5% per day of what you borrow so they are a good choice if you can borrow less money for less time. They provide an instant online decision and a near instant transfer to your bank account (10 minutes). One of the best features for this direct lender is that you can really fine-tune your loan on their homepage by using their sliders. Oh, and you can also repay a loan with Peachy in multiple installments if you wish!
Need more direct lenders? Try these…
The following lenders aren’t ideal for bad credit but they normally take it into account if you have poor credit…
Wonga – Very popular payday loans lender, and cheap. Representative 4212% APR
Payday Bank – Another popular direct lender. Representative 2670% APR
MYJAR – Payday loans by text message. Representative 3943% APR
QuickQuid – part of the top 3 most popular UK lenders. Representative 1734% APR
Payday UK – Very good lender and freephone number. Representative 2090% APR